FX Deals
Foreign exchange (FX) deals involve the buying or selling of one currency against another. Banks conduct FX transactions for customers (corporate and retail) and on a proprietary basis for liquidity management and trading.
Money Market Deals
Money market deals are short-term borrowing and lending transactions between financial institutions, typically with maturities ranging from overnight to one year. They are used to manage short-term liquidity positions, fund balance sheet requirements, and optimise the bank's cost of funds.
Repo Deals
A repurchase agreement (repo) is a form of short-term secured borrowing where one party sells securities to another with an agreement to repurchase them at a specified price on a future date. The difference between the sale price and repurchase price represents the implied interest (repo rate).
ALM
Asset-Liability Management (ALM) is the process of managing the structural balance sheet risks arising from mismatches between a bank's assets (loans, investments) and liabilities (deposits, borrowings). The ALM function sits within Treasury and reports to the Asset-Liability Committee (ALCO).
Intraday Liquidity
Intraday liquidity management ensures a bank has sufficient liquid funds at every point during the business day to meet payment and settlement obligations as they arise — across MEPS+, FAST, SWIFT, and other payment systems.