Revolving Credit
Revolving credit allows a borrower to draw, repay, and redraw funds up to an approved credit limit.
Term Loan
A term loan provides a fixed amount that the borrower repays in regular instalments over an agreed period at a fixed or floating interest rate.
Floor Stock Loan
A floor stock loan is a specialised financing facility that allows dealers and retailers to purchase inventory from manufacturers, with the financed inventory serving as collateral.
Block Discounting Loan
Block discounting is a financing arrangement under which a lender advances funds against a portfolio of eligible receivables or instalment contracts. The legal structure, assignment mechanics, collection responsibilities, and recourse terms depend on the facility agreement.