Equities
Equities represent ownership stakes in companies. Banks facilitate equity investing for retail and wealth clients through brokerage services, custodian accounts, and margin financing — covering listed shares on local and international exchanges.
Bond Investments
Bonds are fixed-income debt securities where investors lend money to an issuer (government or corporation) for a defined period in exchange for periodic coupon payments and return of principal at maturity. Banks hold bonds in their investment portfolios for liquidity management, income generation, and regulatory capital compliance.
Unit Trusts & Funds
Unit trusts (also called mutual funds) are collective investment schemes that pool money from multiple investors and invest in a diversified portfolio managed by a professional fund manager. Banks distribute unit trusts to retail and wealth clients as a core investment product.
Structured Products
Structured products are pre-packaged investment instruments that combine a traditional security (usually a bond or deposit) with a derivative component to achieve a specific risk-return profile linked to an underlying asset or market.
Wealth Management
Wealth management is a holistic advisory service that combines financial planning, investment portfolio management, and other financial services to meet the needs of high-net-worth (HNW) and ultra-high-net-worth (UHNW) clients.